Crypto

Aave Liquidations Explained Through Real On-Chain Events

Aave Liquidations Explained Through Real On-Chain Events

An Aave liquidation is the forced sale of a borrower’s collateral once a loan becomes too risky. It looks like a simple price-drop story, but three real events show otherwise.... Read More
Posted on By Chanuka Geekiyanage

Pendle PT Yields: Buying Fixed Rates Across Maturities

A Pendle principal token (PT) lets you buy a fixed rate by paying less than 1 today for a claim on 1 unit of an asset at expiry. The rate... Read More
Posted on By Chanuka Geekiyanage
Pendle PT Yields: Buying Fixed Rates Across Maturities
Tokenized Treasury Funds vs DeFi Lending for Idle Stablecoins

Tokenized Treasury Funds vs DeFi Lending for Idle Stablecoins

Tokenized Treasury funds and DeFi lending markets both pay yield on idle stablecoins, but they pay it for different reasons and fail in different ways. Treasury funds pass through short-term... Read More
Posted on By Chanuka Geekiyanage

Ethena USDe Yield: How Funding Rates Drive Returns

Ethena’s USDe pays yield through sUSDe, its staked version, and most readers assume that yield comes from perpetual futures funding rates. That was true for most of 2024 and 2025,... Read More
Posted on By Chanuka Geekiyanage
Ethena USDe Yield: How Funding Rates Drive Returns
Sky Savings Rate vs Aave USDC: Which Pays More Reliably?

Sky Savings Rate vs Aave USDC: Which Pays More Reliably?

Sky Savings Rate (SSR) and Aave v3 USDC supply are two common ways to earn a dollar yield onchain, but one rate is set by a governance vote and the... Read More
Posted on By Chanuka Geekiyanage

Base vs Arbitrum DeFi Yields: Where Do Returns Really Come From?

Base and Arbitrum are the two Ethereum layer-2 chains most DeFi users compare before moving capital, but a headline APY on either one says little about who is actually paying... Read More
Posted on By Chanuka Geekiyanage
Base vs Arbitrum DeFi Yields: Where Do Returns Really Come From?
Solana vs Ethereum Lending Yields: Net of Fees and Risk

Solana vs Ethereum Lending Yields: Net of Fees and Risk

Stablecoin lending on Solana and Ethereum pays almost the same base rate right now, so the better choice depends on what the headline APY leaves out: fees, withdrawal liquidity, temporary... Read More
Posted on By Chanuka Geekiyanage

Bridge Comparison: Across vs Stargate vs Native Rollup Bridges

Across, Stargate, and native rollup bridges all move assets between chains, but each asks you to trust something different. Across relies on competing relayers and an optimistic oracle, Stargate relies... Read More
Posted on By Chanuka Geekiyanage
Bridge Comparison: Across vs Stargate vs Native Rollup Bridges
Cheapest Chains to Run DeFi Strategies: Gas and Bridge Costs

Cheapest Chains to Run DeFi Strategies: Gas and Bridge Costs

Picking the cheapest chain for a DeFi strategy used to mean “avoid Ethereum.” That rule is out of date, and following it can now cost you more than it saves.... Read More
Posted on By Chanuka Geekiyanage

Slippage on Large Stablecoin Swaps Across Major DEXs

A $1 million USDC to USDT swap usually costs a few dollars in slippage on a deep pool, but a $20 million swap can cost far more, depending on pool... Read More
Posted on By Chanuka Geekiyanage
Slippage on Large Stablecoin Swaps Across Major DEXs
Concentrated Liquidity Range Width: Which Settings Earn More?

Concentrated Liquidity Range Width: Which Settings Earn More?

Range width is the setting that decides whether a concentrated liquidity position earns more than it loses. A narrow range earns far more fees per dollar while the price stays... Read More
Posted on By Chanuka Geekiyanage

Uniswap v3 vs v4 Liquidity Provision: Fee Returns Tested

Uniswap v3 and v4 both pay liquidity providers (LPs) from swap fees, but the fee rules have split since the fee switch went live. On v3 pools where the switch... Read More
Posted on By Chanuka Geekiyanage
Uniswap v3 vs v4 Liquidity Provision: Fee Returns Tested
Aave vs Spark vs Morpho: Stablecoin Borrow Costs Compared

Aave vs Spark vs Morpho: Stablecoin Borrow Costs Compared

If you plan to borrow stablecoins against ETH, the rate on the front page of Aave, Spark, or Morpho is only part of what you will pay, because each protocol... Read More
Posted on By Chanuka Geekiyanage

Building a Low-Cost Three-ETF Portfolio: Tested Against Alternatives

A three-ETF portfolio holds a total U.S. stock fund, a total international stock fund, and a total bond fund, and it is one of the cheapest ways to own most... Read More
Posted on By Chanuka Geekiyanage
Building a Low-Cost Three-ETF Portfolio: Tested Against Alternatives
Portfolio Experiment: Equal Weight vs Market Cap S&P 500 ETFs

Portfolio Experiment: Equal Weight vs Market Cap S&P 500 ETFs

Choosing between an equal weight and a market cap S&P 500 ETF decides how much of your money rides on a handful of mega-cap stocks. The Vanguard S&P 500 ETF... Read More
Posted on By Chanuka Geekiyanage

Treasury Bills vs Money Market Funds: Yield, Tax, and Risk

If you park idle cash in a brokerage, a stablecoin, or an on-chain Treasury token, the real choice is usually the same one: hold T-bills directly, or hold them through... Read More
Posted on By Chanuka Geekiyanage
Treasury Bills vs Money Market Funds: Yield, Tax, and Risk
Index Funds vs Active ETFs: Fees and Performance Over 10 Years

Index Funds vs Active ETFs: Fees and Performance Over 10 Years

Choosing between an index fund and an active ETF comes down to one question: does a higher fee buy something the market will not give you for free? Over a... Read More
Posted on By Chanuka Geekiyanage

Testing AI Stock Screeners: Do They Beat a Basic Value Filter?

AI stock screeners claim to find undervalued stocks better than a plain filter built on price-to-book, earnings multiples, free cash flow, and debt. A basic value filter costs almost nothing... Read More
Posted on By Chanuka Geekiyanage
Testing AI Stock Screeners: Do They Beat a Basic Value Filter?
Dividend ETFs Compared: Yield, Fees, and Real Total Return

Dividend ETFs Compared: Yield, Fees, and Real Total Return

Picking a dividend ETF by its yield alone is the most common way to end up with a worse result than a plain S&P 500 fund. Dividend ETFs differ in... Read More
Posted on By Chanuka Geekiyanage

Backtesting a Simple Momentum Screen on ETFs

A momentum screen ranks ETFs by recent price strength and holds the leaders, and a backtest tells you whether that rule would have beaten buy and hold after costs and... Read More
Posted on By Chanuka Geekiyanage
Backtesting a Simple Momentum Screen on ETFs
AI vs Analyst Research: Comparing Summaries to 10-K Filings

AI vs Analyst Research: Comparing Summaries to 10-K Filings

AI summaries, analyst reports, and the 10-K itself all claim to tell you what a company is doing, but they fail in different ways. An AI summary is fast and... Read More
Posted on By Chanuka Geekiyanage

Can ChatGPT Pick Stocks? Testing AI Picks Against the S&P 500

Yes, ChatGPT can pick stocks that beat the S&P 500 over a few weeks or months, and several public tests show it. The best evidence suggests it does this by... Read More
Posted on By Chanuka Geekiyanage
Can ChatGPT Pick Stocks? Testing AI Picks Against the S&P 500
Stablecoin Depeg History: Which Designs Held Up Under Stress?

Stablecoin Depeg History: Which Designs Held Up Under Stress?

Every major stablecoin depeg since 2020 broke for a different reason, and the reason matters more than the price low. Fiat-backed coins like USDC and USDT dropped hard but recovered... Read More
Posted on By Chanuka Geekiyanage

Crypto Tax Drag on Staking and Yield: Net Return Examples

Crypto tax drag is the gap between the APY a staking or lending dashboard shows and what you keep after income tax, and most yield comparisons ignore it. In the... Read More
Posted on By Chanuka Geekiyanage
Crypto Tax Drag on Staking and Yield: Net Return Examples
Reading Token Holder Concentration On-Chain Before You Buy

Reading Token Holder Concentration On-Chain Before You Buy

Token holder concentration tells you how much of a token’s supply sits in a few hands, and how many of those hands belong to the same person. A token that... Read More
Posted on By Chanuka Geekiyanage