Crypto

Exchange vs Self-Custody Risk: A Practical Decision Framework

Exchange vs Self-Custody Risk: A Practical Decision Framework

Choosing between an exchange and self-custody means choosing which failure you can best survive. An exchange can be hacked, freeze withdrawals, or go bankrupt, while a self-custody wallet can be... Read More
Posted on By Chanuka Geekiyanage

Rebalancing a Crypto Portfolio: Backtest of Three Methods

Rebalancing a crypto portfolio sounds simple, but the method you pick changes how often you trade, how much you pay in fees and taxes, and whether you beat buy-and-hold at... Read More
Posted on By Chanuka Geekiyanage
Rebalancing a Crypto Portfolio: Backtest of Three Methods
Bitcoin and Ethereum Spot ETFs Compared: Fees, Custody, Tracking

Bitcoin and Ethereum Spot ETFs Compared: Fees, Custody, Tracking

Spot Bitcoin and Ether ETFs all hold the actual coin, so choosing between them can feel arbitrary. It is not. As of October 13, 2026, fees on U.S. spot Bitcoin... Read More
Posted on By Chanuka Geekiyanage

Crypto Portfolio Concentration: Measuring Risk Beyond Bitcoin

Most crypto investors check concentration by counting coins, then assume ten positions means safe. That count says little about how much of your portfolio can fall together. A wallet with... Read More
Posted on By Chanuka Geekiyanage
Crypto Portfolio Concentration: Measuring Risk Beyond Bitcoin
Token Unlock Schedules and Price: What Past Data Shows

Token Unlock Schedules and Price: What Past Data Shows

A token unlock is the date when locked team, investor, or ecosystem tokens become transferable, and the market treats it as a supply event. Most unlocks coincide with price weakness,... Read More
Posted on By Chanuka Geekiyanage

How to Assess Protocol Revenue: Fees vs Real Value to Holders

A protocol can collect hundreds of millions in fees and still give its token holders almost nothing. The gap sits between three numbers that dashboards often blur together: total fees,... Read More
Posted on By Chanuka Geekiyanage
How to Assess Protocol Revenue: Fees vs Real Value to Holders
Stablecoin Reserve Reports Compared: USDT, USDC, and Others

Stablecoin Reserve Reports Compared: USDT, USDC, and Others

A stablecoin reserve report tells you what stands behind a token on one date, but it rarely tells you how much risk you are carrying. USDT, USDC, USDS, USDe, and... Read More
Posted on By Chanuka Geekiyanage

Ethereum Staking Rewards After Fees: Solo, Pool, or Liquid?

Ethereum staking rewards after fees are lower than the headline rate, and the gap depends on the route you choose: solo validator, liquid staking token, or exchange. On October 12,... Read More
Posted on By Chanuka Geekiyanage
Ethereum Staking Rewards After Fees: Solo, Pool, or Liquid?
Restaking Yield vs Added Slashing Risk: Is It Worth It?

Restaking Yield vs Added Slashing Risk: Is It Worth It?

Restaking lets you reuse staked ETH to secure extra services, such as oracles and data layers, in exchange for rewards on top of the base staking rate. The same ETH... Read More
Posted on By Chanuka Geekiyanage

Governance Attack Risks in Lending Protocols: A Checklist

A governance attack on a lending protocol does not need a bug. The attacker buys or borrows enough voting power, passes a proposal that hands over admin rights or vault... Read More
Posted on By Chanuka Geekiyanage
Governance Attack Risks in Lending Protocols: A Checklist
Stablecoin Allocation Across Protocols: A Diversification Model

Stablecoin Allocation Across Protocols: A Diversification Model

Splitting stablecoins across five lending apps does not diversify you if they all fail for the same reason. In April 2026, a bridge exploit at KelpDAO pushed Aave’s primary stablecoin... Read More
Posted on By Chanuka Geekiyanage

Emissions Cliffs: What Happens to APY When Rewards End?

An emissions cliff is the moment a protocol stops paying reward tokens, and a farm’s headline APY drops to whatever fees or interest are left. The risk is bigger than... Read More
Posted on By Chanuka Geekiyanage
Emissions Cliffs: What Happens to APY When Rewards End?
Gas Costs by Chain for Small DeFi Portfolios Under $1,000

Gas Costs by Chain for Small DeFi Portfolios Under $1,000

For DeFi portfolios under $1,000, gas fees can significantly reduce investment returns. Ethereum mainnet offers deep liquidity and broad protocol access, but repeated swaps, approvals, deposits, and withdrawals can become... Read More
Posted on By Chanuka Geekiyanage

DeFi Insurance Cover Costs: Is Protection Worth the Premium?

DeFi insurance coverage costs depend on the protocol, coverage period, insured amount, and type of risk. The real question is whether protection justifies the premium you give up in yield.... Read More
Posted on By Chanuka Geekiyanage
DeFi Insurance Cover Costs: Is Protection Worth the Premium?
Oracle Failures in DeFi Lending: Past Incidents and Safeguards

Oracle Failures in DeFi Lending: Past Incidents and Safeguards

Oracle failures can trigger unfair liquidations, excessive borrowing, and bad debt in DeFi lending protocols. Incidents involving Compound, Venus Protocol, and Mango Markets show that even a functioning price feed... Read More
Posted on By Chanuka Geekiyanage

Reading DeFi Audits: What Smart Contract Reports Actually Reveal

A DeFi audit can help you assess whether a lending protocol, yield vault, or decentralized exchange is worth using, but it cannot guarantee that your funds are safe. The most... Read More
Posted on By Chanuka Geekiyanage
Reading DeFi Audits: What Smart Contract Reports Actually Reveal
DeFi Lending Utilization Rates: When Withdrawals Get Stuck

DeFi Lending Utilization Rates: When Withdrawals Get Stuck

DeFi lending utilization rates help explain why you may not be able to withdraw funds immediately, even when a lending protocol is operating normally. When most deposited assets have been... Read More
Posted on By Chanuka Geekiyanage

Why Vault APYs Differ From Realized Returns: Case Studies

A DeFi vault advertising 12% APY does not guarantee that your deposit will earn 12% over a year. Actual returns depend on changing lending rates, token incentives, fees, asset prices,... Read More
Posted on By Chanuka Geekiyanage
Why Vault APYs Differ From Realized Returns: Case Studies
Looping Strategies on Aave: Liquidation Risk at Different Leverage

Looping Strategies on Aave: Liquidation Risk at Different Leverage

Aave looping increases exposure to an asset by repeatedly supplying collateral, borrowing against it, and supplying the borrowed assets again. While this can amplify gains, it also increases debt, borrowing... Read More
Posted on By Chanuka Geekiyanage

Tokenized Treasuries vs DeFi Stablecoin Yield: Net Comparison

Tokenized U.S. Treasuries and DeFi stablecoin strategies can both generate yield on dollar-denominated assets, but they earn that yield in very different ways. Tokenized Treasuries generally prioritize exposure to short-term... Read More
Posted on By Chanuka Geekiyanage
Tokenized Treasuries vs DeFi Stablecoin Yield: Net Comparison
Ethena sUSDe Yield Risks: Funding Rates Stress-Tested

Ethena sUSDe Yield Risks: Funding Rates Stress-Tested

Ethena's USDe yield can look attractive when crypto funding rates are positive, but that yield is not fixed. The main risk is that funding rates can fall toward zero or... Read More
Posted on By Chanuka Geekiyanage

Perpetual Funding Rates as a Yield Source: Backtest Results

Perpetual funding rates can provide a source of market-neutral crypto yield by pairing a spot position with an opposite perpetual futures position. But the headline funding rate is not the... Read More
Posted on By Chanuka Geekiyanage
Perpetual Funding Rates as a Yield Source: Backtest Results
Curve Stablecoin Pools: Depeg Risk vs Fee Yield

Curve Stablecoin Pools: Depeg Risk vs Fee Yield

Curve stablecoin pools can generate fee income while keeping price exposure lower than volatile-asset liquidity pools. But the tradeoff is important: the yield you earn may not compensate for losses... Read More
Posted on By Chanuka Geekiyanage

Impermanent Loss Calculator Test: Real Pools Over 12 Months

An impermanent loss calculator is useful only if you use realistic price changes and then compare the result with the fees a pool can actually generate. Using October 7, 2025... Read More
Posted on By Chanuka Geekiyanage
Impermanent Loss Calculator Test: Real Pools Over 12 Months
Uniswap v3 LP Returns vs Holding: What Fees Really Earn

Uniswap v3 LP Returns vs Holding: What Fees Really Earn

Uniswap v3 LPs earn trading fees, but a high fee return does not automatically mean the position beats simply holding the same tokens. Concentrated liquidity can increase fee income, while... Read More
Posted on By Chanuka Geekiyanage